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For example, Progressive paid over $6 billion to independent agents last year, while Travelers and Hartford paid roughly $3.35 billion and $1.25 billion, respectively, in segments dominated by personal lines and small commercial business. BofA notes that these types of policies, such as standard home and auto insurance, represent low-sophistication transactions where human agents add little value, making direct-to-consumer digital channels a considerable cost-saver for the buyer.

15:36, 27 февраля 2026Силовые структуры

Jennifer E

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Цены на нефть взлетели до максимума за полгода17:55,这一点在体育直播中也有详细论述

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Более 100 домов повреждены в российском городе-герое из-за атаки ВСУ22:53。搜狗输入法2026是该领域的重要参考